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Save money on after school clubs with Childcare Vouchers

Posted on 30 September 2015

Wrap around childcare has become the norm for modern families with young children. It’s rare for parents to find a job that fits in around school hours or school holidays, meaning there’s a demand for childcare that covers the hours needed while the parents are at work.

With so many options available for wrap around childcare, children and parents can choose what fits into their schedules. Breakfast clubs, afterschool clubs, sports clubs and holiday clubs are all tailored to active kids and their busy parents.

The word ‘childcare’ usually comes with a great deal of panic and financial worry for families, as you probably already know – it’s not cheap! Childcare Vouchers help to provide a simple, easy-to-use solution to help you pay less for your childcare and they can be used for children up to the age of 15, or 16 if they have a disability.

What are the savings with Childcare Vouchers?

The limits in terms of how much you can buy in vouchers and the max savings amounts are: 

  • Basic-rate taxpayer (20%): £55/week voucher, max annual tax/NI saving £930.
  • Higher-rate taxpayer (40%): £28/week voucher, max annual tax/NI saving £623.
  • Top-rate taxpayer (45%): £25/week voucher, max annual tax/NI saving £623.

These figures are per parent so the savings are doubled if both parents take them. For more information on the savings go here.

No matter what your preference, Childcare Vouchers cover a wide range of facilities and services. It comes as great reassurance that premises covered by Ofsted inspection that are used for activities outside of school hours qualify for payment with vouchers. Check with your childcare provider to see if they are registered.

The majority of carers usually are Ofsted registered and accept Childcare Vouchers as payment already, but if they don’t, it’s easy for them to affiliate with Edenred.

The age of your child isn’t restrictive either, as there are options for all ages:

Pre-school care:

  • Nursery schools
  • Play schools
  • Crèches

Care for older children:

  • Out of school clubs
  • Breakfast clubs
  • Afterschool clubs
  • Homework clubs
  • Boarding
  • Holiday clubs
  • Sports clubs
  • Music lessons
  • Extra tuition
  • Dance classes

Home based care:

  • Child minders
  • Nannies

The Family and Childcare Trust provide a great childcare search website for Ofsted registered childcare providers with local authority results. Take a look at their childcare search to see what’s near you >

Plus you can check on these official websites:

  • In England.

Go to the Ofsted website or call 0300 123 1231

  • In Wales.

Check the Care and Social Services Inspectorate website or call 0300 7900 126.

  • In Scotland.

Go to the Care Inspectorate website or call 0845 600 9527

  • In Northern Ireland.

Check the Department of Health, Social Services and Public Safety website or call 028 9052 0500

Any relatives looking after a child in the child's own home won't be eligible to receive Childcare Vouchers. Yet vouchers can be claimed for carers that are registered as childminders looking after a child in their own home.

More help with the cost of childcare

There are other schemes in place to help with the cost of childcare, including tax credits and at least 15 hours' free childcare each week (to be spread over at least three days) for all 3 and 4-year-olds before they reach school age (through term-time only).